• Location: Fort Worth
  • Type: Direct Hire
  • Job #12588
  • Salary: $90,000.00 - $120,000.00


  • Initial due diligence, analysis, and underwriting of large and/or complicated transactions.
  • Analyzes financial statements and produces thorough credit memorandums for commercial loan transactions.
  • Prepares written reports which include: credit profile of the borrower and guarantors; economic and market conditions as related to company and industry; in depth historical financial analysis; in-depth projection financial analysis, including the performance of “what if” scenarios that test the reasonableness of projections; in-depth analysis of the secondary sources of repayment such as collateral; and in-depth analysis of a guarantor’s financial position.
  • Collects and maintains industry data and researches industry specific information from outside sources.
  • May attend meetings with prospective and current borrowers, in order to provide input on credit terms and assist in the business development process.
  • Stays informed of current and emerging legal, compliance and market matters involving the approval of credit.
  • Understands and agrees to abide by the policies and procedures established at Southside Bank.


  • Four-year degree from an accredited college or university in business administration or other related area of study or equivalent education and experience relevant to lending activities in a financial institution.
  • A minimum of 5-7 years of credit experience with a track record of consistently increasing responsibilities and work knowledge.

Necessary Skills:

  • Superior loan evaluation ability and ability to conduct analysis.
  • Proficiency in overall computer applications including ability to prepare spreadsheets and professional reports.
  • High level of competency and comfort with financial accounting concepts.
  • Must be proficient in lending systems and risk scoring models.
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