• Location: Magnolia, Texas
  • Type: Direct Hire
  • Job #8906
  • Salary: $120,000.00 - $165,000.00

This position is responsible for developing new business through the underwriting, structuring, and closing commercial loans, as well as maintaining and servicing an existing portfolio.


  • Acquisition, expansion and retention of commercial relationships using a proactive calling strategy.
  • Cross-sell ancillary products and services of the bank.
  • Analyzes credit history of applicants and determines loan repayment capabilities.
  • Negotiates credit terms, such as costs, loan repayment methods and collateral specifications.
  • Develops and maintains interest rate structure to be consistent with financial institution policies and procedures, and to be competitive with current market rates.
  • Evaluates potential customer loan requests and makes loan recommendations to management.
  • Reviews new laws and regulations that influence business lending within the financial institution and makes recommendations to management when necessary.
  • Provides assistance and recommends training for new commercial loan officers.
  • Develops new customer prospects and business.
  • Represents the bank in the local community through active participation in community affairs.


  • Bachelor’s degree in business, finance, or accounting preferred.
  • Minimum of 5+  years of experience in commercial banking.
  • Extensive knowledge of commercial lending policies and procedures.
  • Extensive knowledge of lending services and related areas.
  • Business development experience.

Technical/Functional Competencies

  • Exceptional customer service skills.
  • Good problem-solving and decision making skills.
  • Demonstrates good judgment.
  • Strong interpersonal skills and ability to work well with a wide range of people.
  • Ability to communicate well with customers by all means of communication including written, verbal, and non-verbal communication.
  • Willingness to accept additional responsibilities
  • Dependable and adheres to time lines and schedules.
  • Takes initiative in development and completion of projects.
Attach a resume file. Accepted file types are DOC, DOCX, PDF, HTML, and TXT.

We are uploading your application. It may take a few moments to read your resume. Please wait!